Kyle Osborne is the Director of Financial Literacy at TS Institute, working in southwest Iowa. He joined the team in September 2012. Kyle is a financial literacy content expert and works closely with area teachers and administrators to provide free resources (curriculum, simulators, after school programming) and consulting services for grades K-12. In addition to working with schools, Kyle also works with area Non-Profit organizations to deliver financial education. Kyle loves meeting new people and really enjoys helping school districts meet the 21st Century standards in their unique way. Kyle holds a Bachelor of Arts degree in Christian Education: Youth Ministry as well as Business Administration: Finance. Kyle lives in Council Bluffs with his wife Michelle and their five children, Ella, Judah, Lilly,  Lincoln and Noelle.

Joy Sparks is the Financial Literacy Coordinator at TS Institute, working in northwest North Dakota. She started in her role in September 2016. Joy is committed to bringing financial literacy tools to North Dakota students and teachers. Joy worked in the Tioga, ND school system before joining TS Institute. She also had a career in pharmaceutical sales before her daughter Kiya was born. Joy, Kiya and Owen, her husband, live in Tioga.

Connie Unruh, CPA is the Financial Literacy Coordinator at TS Institute working in Central Illinois. She started in her role in November, 2017. Connie is committed to bringing financial literacy tools to Central Illinois students, teachers and non-profits. Connie worked as a financial advisor for a Christian not-for-profit before joining TS Institute. In that role she encountered numerous families who were facing bleak financial futures due to lack of financial knowledge. She began hosting workshops and providing financial coaching to help these families see a brighter future. Before this, Connie worked as an accountant for several non-profits and a public accounting firm. Connie received her Bachelors of Science degree in Finance from Northern Illinois University and is a licensed Certified Public Accountant in the state of Illinois. Connie, her husband and three children live in Bloomington, IL and spend most of their time at their kids’ sporting events.

Traci Dresher is the Programs Coordinator at TS Institute in southwest Iowa. Prior to joining the team in January of 2019, Traci worked for the Council Bluffs Community School District in several roles. Most recently as coordinator for the TeamMates Mentoring program. Traci excels in working with people and helping others flourish. She herself is a graduate of the CBCSD and holds a BA in Journalism/Communications from Truman State University. Traci’s husband John is an active community member in SWI, where he works in the insurance and real estate industry. Their son Nolan is pursuing his BS in Civil Engineering at Kansas State University. Go Wildcats! Traci and her husband John reside in Council Bluffs.